Would you, if you give me? And do you move from one neighborhood “small” to possess?

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I’m 28, have been renting apartments for about 7 years old and live in a residential area above. I am a teacher and get into my work for 6 years and have a credit score of 700. I have large debts (student loans and credit cards) that I manage well. I am made to pay the majority of my credit card soon. And I’m fresh and verheiratet.Mein husband I are currently renting a 1 bedroom apartment. If the lease in 8 months, we’re definitely off. We’re back and forth if you want to rent or buy. The thing is …. we saved a lot of money to put down, but I can benefit from the FHA. And I am currently a teacher and see a lot of programs for teachers beworben.Hier mortgage is my problem. Our new location is probably between 1600-2000 as the cost of rent per month and that is a downgrade in our neighborhood. I do not want to pay for rent. When we buy a house, we can pay, or less for the other Hypothek.Die situation is that the houses I comfort range (about $ 250,000) are not comfortable in large areas. Some homes are located in neighborhoods and bad neighborhoods are kind of nice but not very good (at least not compared to where we live today). It is as if we a place that is a kind of upscale, too, would not go through a good reputation. I consider it a starting material and think it is OK. My husband does not seem to understand that there is nothing in our price range near us now leben.Die things … I earn more money than my husband now. My mother told me that I only choose where they live, as they will generally hinges on man mich.Mein a house, but it is absolutely resistant to living in a bad neighborhood or region who feels so bad. It is native to the Caribbean and never in the “ghetto” in the U.S. since her mother brought her brothers and sisters lived here, she worked hard to make life difficult against the district. As bad as it sounds, it does not really live in a neighborhood while black — and we’re black. I have no problem being in a black community, since I am a black woman, but I do not want to put a pause between us. He wants a place in a diverse group of people I’m looking hat.Jedenfalls in a house as an investment and does not plan to live there the rest of my life, maybe for 6 -7 years before upgrade. What would you do if you give me?

5 Comments
  1. Reply
    Common Sense
    May 4, 2011 at 12:12 am

    Don’t be in such a rush to own…it really is over-rated. a 250K mortgage will cost a crapload more than 2000 a month in insurance, taxes, upkeep, etc etc.

  2. Reply
    Murzy
    May 4, 2011 at 12:46 am

    the worst house in the best neighborhood is always better than the best house in the worst neighborhood

  3. Reply
    Sharon B
    May 4, 2011 at 1:37 am

    I have a lot of info for you. First of all have you been pre-qualified by a professional mortgage loan officer who knows what they are doing? Really? Your payment should go up when you go from renting to owning and that should not be a problem because you will have an awesome tax write off. I know you feel you can not handle a larger payment, but condsider you can take more dependents on your income and get more cash in hand per month. At the end of the year you will not owe in taxes because of the write off. Turbo Tax has a program where you can put in the information and see what you can do monthly.

  4. Reply
    floppsy
    May 4, 2011 at 2:25 am

    I would choose location as the most important factor in purchasing a home. You can buy a fixer-upper in a good location and fix it up. If you buy in the ghetto, it will always be the ghetto and most likely will get even worse with time.

  5. Reply
    brear renard
    May 4, 2011 at 2:29 am

    You’ll find a couple of great tips on this topic. check out the tips over on http://www.loanresources.tk

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