would i be bad credit?

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i am in usa, my house is on foreclosure now, i am not in the loan, only my hubby. but my name is on the file with tittle company. an attorney office just sent a letter to both of us , my name and hubby name, notifying the debt is $ 14k.
should i be bad credit if my house is foreclosure ?
i check my credit report, mine is ok, good
but my hubby is bad, he got deliquent notice from mortgage company.
would i be bad credit after my house is foreclosure ?
i was not on the loan bc i was not an us citizen at the time we bought the house. so, the tittle company filed my name on the tittle of the house. (my name and his name, as husband, and wife)

  1. Reply
    May 1, 2011 at 12:17 am

    I would say that if the debt happen before you got married then your ok! But try not to let any thing else you get loans for together get messed up since you are married you both will have the same credit if you both have to sign the loans!

  2. Reply
    My Take on It
    May 1, 2011 at 12:24 am

    If your name is nowhere on the loan, your credit should be ok.

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