Will this be covered by a home’s insurance policy?

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An awning over our steps broke off this morning due to weight of snow on it.
Is this something that would be covered under a home’s insurance policy?
Thanks Chris, Frank and Nosdda.

  1. Reply
    June 26, 2011 at 5:02 pm

    Yes it would be covered, but you would have to pay the deductible. Your deductible maybe more than the cost of repairs.

  2. Reply
    June 26, 2011 at 5:45 pm

    You may need a copy of the permit from the building dept. to prove it was installed correctly. But don’t worry about that unless they ask for it.

  3. Reply
    Frank K
    June 26, 2011 at 6:26 pm

    Probably so if this was part of the original construction or when the insurance policy went into effect.
    Replacement cost will probably be less than your deductible.

  4. Reply
    June 26, 2011 at 6:51 pm

    Read the small print of your policy to check if you are covered for this happening.

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