Will my refinance be canceled?

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In April my husband and I applied to refinance our home loan. We locked in our rate and sent in our application right away. Then we had to hound the mortgage company with multiple emails and at least 4 phone calls (all unanswered until I demanded to talk to someone). They finally sent the documents for an at home closing (have all the paperwork signed and notarized my us) the day before our closing. This was really annoying since we only had a day and a half to review, sign, and notarize these document. Then we brought the paperwork to the notary and signed it all in front of her. When we reviewed the paperwork we noticed that she missed two stamps and a signature (this is our fault for not checking, I know!). We could not get ahold of her to stamp the paperwork and we sent it in anyway. Now I am really stressing about this. Will this void our loan application?

1 Comment
  1. Reply
    May 19, 2011 at 2:40 am

    It usually just delays closing until the paperwork is complete. You should have been given 3 days to reconsider after signing anyway.

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