Why do people think that the problem mortgages at reduced rates of arrest?

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Change the benchmark federal funds rate will not solve the consequences of decades of loan risk and the problem is aufnahme.Das, there is a lack of funds for the provision of more loans. Investors who have been in countries around the world fear and decided to avoid financing loans at risk to further losses. Nothing can be done to remedy the situation. Also try to help the problem by providing the Fed bail money is like silver in a solution of fire. “A loss of someone of another person to win.” And there is no reason to stop capitalism. Because of credit problems, there are already many opportunities for other investors and new buyers Eigenheimen.Außerdem there are too many houses for sale. This causes a decrease in property values and more problems lenders. “Stagnant house prices lead more borrowers with patchy credit miss payments on their mortgages, according to Fitch Ratings http://www.ibtimes.com/articles/20070524/fitch-ratings-subprime.htmEin lower rate interest of 5.25% to 5% make a big difference in the future, not for homeowners or lenders. The banks have a good spread (the difference between CD rates and lending rates). Currently banks are looking to put more money into the coffers by attracting depositors, not to spend money. Many banks offer CD rates really great at the moment only for banks Flexibilität.Es is no doubt that the problem of mortgages a domino effect on the economy, but it is inevitable. Part of the problem was caused by overbuilding. Many manufacturers have made great profits by hiring workers undocumented (no workers comp, overtime or minimum wage, etc.) and selling homes at inflated prices. Unfortunately, the construction companies did not pass on savings to consumers. This created a situation over-indebtedness of consumers. And dropping the flood of new homes on the market causes only property prices, a further tightening of mortgage Problem.Mieten undocumented workers creates many problems. He created the loss Recent employment in the construction sector by too many new homes on the market. And it causes a loss of tax revenue, so that taxpayers’ money to pay the now unemployed construction worker, was paid for social programs for undocumented workers and their newly born children, etc. are out.

8 Comments
  1. Reply
    superpolitics
    May 3, 2011 at 8:13 am

    Here’s another link that address’s the interest rate scam

  2. Reply
    Biggg
    May 3, 2011 at 8:59 am

    It will fix the mortgage problem in the sense that more people will be able to afford their mortgage payments and, more importantly, making it cheaper for banks to loan out the cash.

    However, I really do not want the Fed to lower the rates. People should have to pay for making bad loans.

  3. Reply
    TiredTrucker
    May 3, 2011 at 9:46 am

    I bought my house back when all this started, but I got a decent fixed loan at 6%. I’m a truck driver. I don’t know what the answer is, but things are slowing down. It is getting harder and harder to find freight to put in my trailer. It seems like every time get unloaded, it’s over 24 hours before my dispatcher finds another load for me to haul. Guys that were making a killing a year ago hauling lumber and building supplies are getting hit hard right now, because no one is building anything.
    As for my mortgage payment, it’s getting harder and harder to make it every month. I haven’t been home in three months now for time off. I can’t afford it. The only time I get to see my wife and kids is when I’m passing through and have time to stop for a few hours. Normally I’m home every two weeks. It’s definetly slowing down. trust me, we feel it before anyone.
    My home’s value has sunk below what I owe. And I sank a $ 10,000 down payment on the thing when I purchased it. I feel like I’m hanging on by my fingertips. Like I said I don’t know what the answer is. I thought since I got the fixed rate and didn’t get the ARM I was safe. But the amount of people going into foreclosure has affacted me. I didn’t see that coming.
    If I had it to do all over again, I would have stayed in the apartment and waited until now to buy.

  4. Reply
    rhsaunders
    May 3, 2011 at 10:25 am

    Because it will make loans easier to obtain. The mortgage problem has stretched credit lines generally, and the central banks have responded by making additional credit available at a lower cost.

  5. Reply
    honeybeejim
    May 3, 2011 at 11:03 am

    rates should be 5% fforever, the world bank and federal reserve is criminal

  6. Reply
    jim1965_99
    May 3, 2011 at 11:23 am

    How in the heck is this even a question?

  7. Reply
    Peanut
    May 3, 2011 at 12:22 pm

    I think it may help. we will just have to wait and see what happens.

  8. Reply
    james
    May 3, 2011 at 1:10 pm

    amen

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