Why are there many Americans can not subprime mortgage to buy a house qualify?
I have no problem locking this discussion gesehen.Ich the lender for greedily guilt, I’m greedy and stupid borrowers for a foul. But this is not the real problem is that we call a nation full of people whose credit is in the toilet and they can not review “non-subprime mortgage? Why so many people only able to buy homes mortgage for means for high-risk borrowers? I still think some of you admit not to say that most of what you want is on personal responsibility is also a deteriation the American dream. You know the one, if you receive at least a high school diploma, you should be able to provide a middle class person can have a family and a decent house to be. I think the thing that is not approved is that there are many variables working against American workers, they are more financially stressed .. such as prices of health care cost of gas, outsourcing jobs, illegal aliens take away jobs and depressing wages, etc. .. I think all these things complicit in their own small way is to attack the American middle class and the American dream. People aspire credit may therefore be partly due to lack of intelligent decisions, but if the whole nation is in the toilet, is there more to play, who do not want some of us another thing some of zugeben.Die of you want to do is to assume that the sub-prime mortgages only there for the people is no home. Yes, this is partly true, but many people, these loans do not buy more house, but because they are buying a house benötigen.Ein point of time, moreover, that this crisis on the credit rating system news, which was conducted over several years can be obtained again. Many people who carry out mortgage and bills on time can usually be in the cold of a “good” mortgages left, only because the computer said, their credit score is, x and x that Standard is not a qualifed mortgage.