Who do I go to to help me boost credit score?
We are looking to sell then buy a home in the next year. We would like to get our score up as much as possible as we are hovering around 620. We will be moving for a new job so we want to get the score up as much as possible to offset that “negative”. So, who would we meet with to help us make a plan to get our score higher? A mortgage broker? Directly with a mortgage lender? Credit counselor? I was told by our last mortgage lender that we fall in the subprime market so getting a loan is next to impossible right now. We are very worried but we have to move and we really do not want to rent or anything- we have to get another house. Any help is appreciated.