Where do I go for a mortgage?

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I’m done with wasting my money on the first day of the month. It is time for me to make my place. I have a large, stable, steady job with good credit. I’m looking into a loan HFA is not due to a 20% deposit at the bank. I start from scratch and I do not know where to look. Can anyone tell me where usualplaces talk to someone about getting a loan from the Health for All? I bank with Wachovia and there is no way in hell I get another loan from them am. wanted to thank you for your help, I * the use of FHA loans, non-HFA.


1 Comment
  1. Reply
    May 4, 2011 at 3:53 am

    the best thing to do, or.. the easiest thing, is to get a real estate agent to help you look for houses.

    Basically, the agent will show you the houses, and when you decide you like one, your agent will talk to either the owners, or the owner’s agent and start negotiations… then when it’s time to sign the paperwork, your agent will send you either to the place they work, or to one of their friend’s to get the loan… and you can get an fha loan through any of those people..

    yes.. fha is the best type of loan to get for a 1st time home buyer. they were giving away a lot of money on taxes for that in case you’ve been living under a rock, but… i dunno if its still going on. they extended it, but not sure how long they did.

    your agent can tell you anything you need to know, and the best part is, you don’t pay them up front. they get commission on sales.
    ANY agent will be able to show you ANY house. they have a system they log into that shows them all of the houses and you pick and choose which ones you want. sometimes they’ll give you access to the network and you can choose the ones you wanna look at and you tell them and they let you into the houses.

    thats the EASIEST thing to do.

    i wouldn’t go looking for a mortgage place on your own. you will definitely find the worst of the worst, / scams / computer viruses and all sorts of sheet you don’t want… and you’ll get continuousely spammed on your cell phone for about 2 years. don’t do it… don’t submit your info online to that kind of place… TRUST ME on this.

    the best mortgage places DO NOT ADVERTISE because they DONT NEED TO… and you can only go through the right people to get a loan through them…. i.e. people in the industry .. like mortgage brokers, who are introduced to you by the agent….

    have fun and good luck

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