Do not go to your local bank, they are closing loans in 30 days or so. Talk to a mortgage broker as they generally have relationships with lenders where they can get you closed in less than 10 days depending on how tough your situation is. You generally pay more for them but you will get better customer service and you have heard the saying “you get what you pay for!!”!!!!
I would check with a mortgage broker to find out the lowest rates in your area.
Join a credit union. As an example, mine was offering a fixed rate 30 year 6% with no points, 100%
Start with your bank. There are about a million places online that offer loans too. All it takes it a little bit of looking.
Do not go to your local bank, they are closing loans in 30 days or so. Talk to a mortgage broker as they generally have relationships with lenders where they can get you closed in less than 10 days depending on how tough your situation is. You generally pay more for them but you will get better customer service and you have heard the saying “you get what you pay for!!”!!!!