where can i check my credit online?

Deal Score0

im 19 and i have bad credit because someone has decided to use my ss number. idk why but i just applied for a car loan through my bank and i would like to check my credit score. i had a bad experience with freecreditreport.com. FREE my ass. any suggestions??

  1. Reply
    November 10, 2011 at 4:03 pm

    There are many other companies online. None free. If you apply for credit, the lender can tell you what your score is for free. If you are denied, you will receive a letter giving you a phone number for the 3 bureaus, and an id number which you can use to get free copies from all 3, online.

    If you are not rejected, you will have to pay and it costs more to know your score.

  2. Reply
    November 10, 2011 at 4:47 pm

    http://www.annualcreditreport.com is the free site that is part of the gov’t regulation. You will have to pay if you want a credit score, but the reports are free. 1 per CRA per year. The report is really what needs to be fixed and fixing that will help your score.

    If you were declined for a credit product they should have told you which CRA they used and how to obtain a free report from them.

    Check creditboards.com for information on fixing credit.

  3. Reply
    November 10, 2011 at 5:08 pm

    You can get a free report with Annualcreditreport.com but it will not include the score. I suggest reading this post for info on how to get your actual FICO report which has the true credit score. They are giving 26% discount so each report is just $ 11 instead of the normal $ 15. It does expire today.

    The link is: http://www.comebackcredit.com/my-fico-26-off-credit-report-and-fico-score/

    Also, if someone has used your ss# you can and should file a police report. You can use this later with the credit reporting agencies to have that debt removed from your file. Without a police report, you will have a hard time proving you didn’t do it. They take the fact that you filed a police report that you are serious.

    Good Luck

  4. Reply
    michelle gabriella
    November 10, 2011 at 5:51 pm

    I am Mrs Michelle Gabriella,

    i saw your question on how you can get a loan. thats why i want to use this medium to introduce
    to you to this God fearing loan lender that help me with a loan to consolidate my dept some days ago without a collateral and his process is very
    easy. you can contact him
    via email

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