What would be going to the bank for a mortgage loan between the two?

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I’m going for an FHA mortgage. The lender Bank of America is really trying to get a very good speed and contributions of counseling and issues. He came recommended by my sister, who bought a house last year. But I’ve heard of people get stuck in the fence with BOA, and other problems. U. S. Bank is my bank and I have a letter of approval prior to their disposal. I’ve been with them for 20 years. The lender is abrasive and short, in a sense, do not come and spend some time answering questions. He did not move, and the rate does not recognize the rate varies from less than 5% throughout the day. The lowest it has offered 5%. However, I am a corp, I’m afraid BOA does not understand anything about my business (they have already raised the issues), and ditch me at the last minute. Although I am aware of all bank loans in the U.S. only ship out-of-house FHA underwriter who does not understand our business better than BOA, regardless of my U.S. bank pikaealisuse.Ma get a much better rate of BOA but it could take longer or do not come at all. They seem to do all sorts of strategies that may be too complicated (and pay me a lot). I have a huge credibility of U.S. banks and lenders, said he did not see any questions or concerns, and considers the lender for the BOA mured.Ma feel safer raising a U.S. bank because of my story and approval, but it bothers me not give me the best price of the day, and I’m offended that he tends to ignore and l├╝hidalt.Milline lender would you go?

2 Comments
  1. Reply
    Just there
    February 16, 2011 at 5:16 am

    US bank since they already know your credit history and bank balances. Less difficulty in getting you approved

  2. Reply
    pearlmar
    February 16, 2011 at 6:14 am

    I think the preapproval is very important. I would go with that one.

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