What is the best way to shop Mortgage Rates with Multiple Lenders?
I am in the process of shopping for a home. This is my first time shopping for a home loan. I already have 3 lenders’ pre-approvals ~ one credit union and two big banks. I got the big banks as some seller’s prefer to see that. I realize I won’t be able to get the actual interest rate until I find my home, but I’d like to have my plan in place beforehand so I can hit the ground running once I do find it.
I’ve looked at the site bankrate.com. It seems to have a lot like QuickenLoans, Amerisave, AMAC, Loan Depot, etc. I’m not familiar with these, and wonder if these are good lenders. I also wonder if they sell the loans, and possibly make a mess of things.
Thank you for serious answers.