What is the best mortgage interest rates in Northern Virginia, I get this time?

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My offer was accepted only a townhouse. Now I want to know who offers the best interest for me. My average credit score is 700 – the choice and I’m looking koju.Tänu a 30-year fixed rate loan FHA 150000!
Ok, looks like my last post is still excluded from some important details of the guys gave me the exact nõu.Mul 6.625% and 1% 1% point reduction in assembly costs 30YR fixed using a VHDA loan program . (Http: / / www.vhda.com/vhda_com/Template_app.asp?VHDA_COM_PAGE_NAME=currentrates) This is generally considered good or bad? If wrong, please, why you think it’s bad and what do you think I could get a better rate would …- It’s a joint statement, and both our credit scores in the middle of the 700th .- low debt relative to income, we do not leave without money (zero-down)-There assocatied mortgage insurance (PMI)-We use the builder’s lender a nice incentive: 10k towards the Abolition, and 1% origination Fee.-place is the Northern Virginia-The loan amount is $ 365kSee is our first house arranged for the purchase and the only one we purchase in the Bank of America and EBM is not better and does not include an incentive Nice.

  1. Reply
    January 21, 2011 at 9:14 am

    go to bankrate.com

  2. Reply
    Mike S
    January 21, 2011 at 9:32 am

    Lets see for Northern Virginia you’re looking at 4.375% today no points. Any of your local companies should be able to help you.

  3. Reply
    Martin S
    January 21, 2011 at 9:37 am

    Your buying your first house for 365k and cant put any money down? You are living beyond your means.

  4. Reply
    January 21, 2011 at 9:51 am

    Not an answer, but some advice. Don’t go running to different banks trying to get a deal. Every bank has to run your credit in order to give you a rate. These credit checks raise red flags to lenders. Go to a mortgage broker. Ask if he/she will charge you. (Some do, some don’t.) Let them check your credit ONCE. They’ll find you the best deal with the best bank.

  5. Reply
    maree s
    January 21, 2011 at 9:58 am

    Yes, it is a very good rate considering prime is at 8%. Just make sure it is 30 year fixed and nothing will adjust throughout the duration of the loan. Any loan without 20% down requires PMI- I would definatley investigate into that further. The bank is probably rolling it into your payment and you may not be aware of this. Once you do have 20% equity in your home, make sure the PMI is taken off. That’s a mortgage insurance companies skam. No ask, no tell.

    Good Luck

  6. Reply
    January 21, 2011 at 10:09 am

    It’s the best you are going to get with no money down. Put down 5% and it will reduce significantly.

  7. Reply
    January 21, 2011 at 10:21 am

    Well, as long as you can afford the Monthly payment, that is a good deal, usually, 100% financing, here in California are in the 7.125% so if you buydown your rate at 1% (Discount Point) is ok.

    Put it this way, you have the developers incentives, so you’re almost paying nothing to get a $ 365K Brand New Home.

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