What is my best option in this mess?
I’ll try to make as short as possible with the history, the only time of day to anyone: – My wife, my son and I pay my mother $ 500 per month (during this period More than half the monthly mortgage) for a small bedroom, while I return my credit card .- I paid all my debts and start rebuilding my credit card .- I co signed on mortgage refinance my mother to help my mother is fighting against a lower monthly payment, and to help me back my credit card. She rolls her property taxes and homeowners’ insurance in the payment of the mortgage. Monthly Cost: $ 1,600. He (I do not know the time) dad $ 1800 + $ 500 from me .- can afford their mortgage, so my wife, my son and I are so they can launch home market readiness. We suggest you pay more, she refuses. She stopped paying the mortgage, and cancel the mortgage pass through .- months house looks exactly the same and it is not for sale .- My mom has a malfunction by a physician shadow begins the process of fault missing a lot of work and is in great pain .- My brother, a graduate of Purdue, who works full time, is still living in the house rent-free .- My credit score is below 600 for the first time I have. – contact an attorney to know which option I save my credit. Lawyer says they sue and force a short sale .- I told mom, she must sell the house now, and “F” looks like. Mom started the training program with the bank instead .- Bank provides for payment of $ 700 per month lower. When I originally signed, it was $ 1600 per month. It rose to $ 2,100, after all that has failed in rolled. The training does it take to $ 1400 per month. You can not afford .- My wife and I have to go back and pay more than half of the mortgage. She refuses to say (that) “I can not kick your brother out!” They want to stay in the house until April, hoping the market will reappear. I know they can not afford, the market sure as hell will not recover until April (ha!) And the only way they can get training if I am to Wednesday. Should I sign I should not force them to sign and / or continue to sell the house? I do not want my credit destroyed. We are a young family. When it comes to foreclosure, I will not be able to get a loan for a house until I’m 40 and I will not be able to repay these loans before I retire. I am totally disgusted, it destroyed my life financially and continues to give to my brother (I love) a free ride.
My wife and I are in our 40, we worked all our lives and it seems we live, we get to work. We have 18 years with thankless jobs that we all sense of satisfaction (we both have the same job for 18 years in its entirety) was published. We paid all our debts to no more than a house payment of $ 500 (plus utilities standard). We have 3 cars, all paid, no credit card debt of any kind and no loans of any kind other than the mortgage that we talked about. We do a lot of money, but have no life to speak … We drink, do not smoke, do not use drugs of any kind do not go party … We are working on. We have until a certain point in our lives when we just want to live just got a little … some say they were just having a midlife crisis … we do not know what to think. We have credit scores well above 820th We saved over $ 170,000.00 and intended to leave our jobs and retirement for 1 year, the only way to travel and holidays and enjoy our lives before were too old for this do. We have no children. We have a work ethic and extensive experience in everything from basic clerical to senior management. If the hypothesis we find to be able to work when we return from our mini-retreat. Please think carefully about your answer and tell us your age and what do you think we should. We read the poem and its really and wondering what to do: First I was not far from dying on my high school and begin CollegeUnd I was dying to leave college and start work when I died, married and had children habenUnd I then that my children are old enough so I can return to work but I was dying to die in the RuhestandUnd now I’m just dying …. and I realized that I forgot leben.Danke additional information to your Zeit.Diese is for the person with the name of “peace”, which answers our question: jobs were jobs that we would never want return. Even if we do leave for a year, we would certainly be something else for a living that you need to do now. We do not want to leave these jobs and other jobs directly, without a little time for “us”. We know we need time for us and only us, simply were not sure how to do it, do it when and where they go, while we … and then we “should” want to do.