What is a smart amount to borrow for a mortgage based on my income?
My wife and I make $ 80,000 between us. We only have one car payment and it is $ 500/month. I have no other loans or credit card debt. My credit is an 805 Equifax and 762 Transunion.
I am also aware of the ratio calculators but I am not looking to borrow the maximum amount and overextend myself. Does anyone know of any other calculators that are more conservative