What Credit Score Do I need to get a Mortgage without a Co-Signer?
I am looking to buy my first property as a mulit-family owner occupied with a conventinal loan. I will have $ 4G’s to put down by April and Close to 8 by October. I wanted to know what my credit score has to be in order not to need a cosigner. Im lookign int he range of $ 100, 000 House with maybe $ 25,000 renovations the most. I dotn want to go over $ 150K my first property. Looking and have spotted 3 story buildings with 4-5 units and need renvo. in Philadelphia. My Scores are 638 EQ, 612 TU EX, 585 TU ….TU and EX are as of november.