what bank has the lowest 30 year fixed mortgage loan?
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Wells Fargo is good. But, they are a loan company.
Bank of America is the best choose for a 30 year one
doesn’t matter they take it on a case by case and the lowest price commonly mentioned is about a 98% chance of NOT getting. What you need are low closing costs and other extras.
try bankrate.com
That will depend on a few things – the 1st is who you ask, everyone will always tell you they have the lowest rate. Base your mortgage decision on service as well as rate and fees.
Anyone could give you 5.0% interest, but charge you $ 10k for it at closing. You’ll have to look at the big picture!
Rates vary by state, whether you go through a bank or mortgage broker (brokers get wholesale rates from the bank) and have the option to shop multiple lenders, your LTV – loan to value, your debt ratios, whether you are doing a primary, second home or investment, cash out or purchase, high rise condo, etc. The list goes on and on!
Contact me if you’d like more help on finding the best rate/program! andrea@afmc.biz
It is not who has the lowest it all depends on you credit. Lousy credit, high rate, good credit a lower rate.
Don’t go by “Shop2ear” Wells Fargo is a large banking organization and is owed by NorWest who bought Wells Fargo many years ago but like SBC bought out AT&T but kept the AT&T name because it is well known.
Look at the rate and the APR
This is the best way to see if your a getting the best deal. If the rate is low but the APR is much larger you are being ripped off on closing cost. The APR should be no more the .25% higher then the rate generally