What are the services of credit bureaus are the most popular use of home loan lenders State?

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I know of three … Experian, Equifax and TransUnion, but then I was in control of all three have argued that the essence of the loan / mortgage agents generally use one, to verify eligibility for a mortgage. What is the most popular credit reporting services used? I am the process of finding a house and want to make sure I know what score is determined taking into account all three are different hinded.Tänu!

1 Comment
  1. Reply
    bdancer222
    February 1, 2011 at 2:39 am

    You were misinformed. Mortgage lenders use all three. Typically they take the mid score, but some do an average. They also will be using FICO scores. Equifax will sell you FICO, but TransUnion and Experian sell Vantage (different scale). You can get FICO scores for TransUnion and Equifax at MyFico.com. Consumers cannot get FICO scores for Experian anymore.

    You also want to review each report and resolve any errors. If you have derogatory items, mortgage lenders will require you resolve them before you are approved.

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