What are the key factors in obtaining a mortgage at home?

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My credit is poor or fair. It is good to excellent, just below. To what extent does your card have and what other key success factors to get a mortgage at home?

3 Comments
  1. Reply
    In10se
    January 22, 2011 at 12:36 pm

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  2. Reply
    Quicken Loans
    January 22, 2011 at 12:51 pm

    Hi ronnie,

    Your credit has to be at least a 640, so I’m assuming you’ll have no problem with that. A number of other things are also important in getting a mortgage, including the amount of debt you have, your current employment and income, and your assets and liabilities.

    If you’re working with a mortgage banker they will analyze your current financial situation and future goals. Then you both can figure out what type of mortgage will work best.

    Let me know if you have any specific questions, I attached some links below with some mortgage info that may help. Good luck!

  3. Reply
    may
    January 22, 2011 at 1:38 pm

    If you are looking for the best home mortgage rates or want to reduce your mortgage loan payments, check out this site

    http://Best-Mortgage-Refinancing.com

    Here you can get free quotes from all available companies in your area. its the best way to find an affordable payment with a reliable company.

    Hope this help,

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