What are the chances of a loan modification through Saxon Mortgage even though I have on my current loan?

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I am currently on my mortgage and I never missed a payment. I read that if I’m behind the lender is more willing to work with me. Are they legitimate loan modification to assit with your loan modification?
I sent all the necessary documents to Saxon in November 2008. I published an update every 2 weeks, but every time I call my “social worker” does not remind you. I have 3 supervisors who assured me that I receive a call within 72 hours, whenever she spoke never called. I have no idea what happened b / c can not my files, but my caseworker that does not seem existieren.Ich never late or missed a payment but what should I do? Should I stop paying any month? What should I do, I have 2 children and not more than $ !

3 Comments
  1. Reply
    col. Kurtz
    January 27, 2011 at 10:22 pm

    most loan mods are based on NEED! You must have a HARDSHIP that is the reason for your Payment Distress! ie Job Loss, health catastrophe, Divorce etc…

    They can smell a scammer who just wants to get a free ride off the taxpayer so be legit!

    Edit: speaking of scammers….¡¡¡¡ I bet it originated in Nigeria!!

  2. Reply
    Landlord
    January 27, 2011 at 10:39 pm

    I did a modification through them. You can talk to anyone. Ask them to mail you the results.

    It sounds like they are not going to modify the loan, but no one has the authority to tell you, but they can mail it to you.

  3. Reply
    kemperk
    January 27, 2011 at 11:26 pm

    call another company
    also call the president of the firm

    file a complaint with the BBB

    sorry

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