Want to pay off debts and improve credit…just a couple questions…?
On my credit report i have 2 credit cards, a lot of hospital bills, and a few utility bills…what is best to pay off first in order to improve credit? And how can i make a deal with collection agencies if they don’t try to contact me any more. (i.e. haven’t heard from credit card collection agency in years, want to try to make a deal with them to pay off credit card) also, how long after paying off debts does it show as a positive account on your credit report?