Wages garnished for the second mortgage?

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I recently started back into my reward for my second mortgage garni. I live in Michigan.1 – I am an adult, and not have a co-signer for the loan, they can look for my family (father and mother) is 2 – it’s too late to stop the seizure and day 3 – I? has never been used, but obtained a copy of the e-mail attachment. Can they take the money in my bank account? thank you for the help

  1. Reply
    May 16, 2011 at 3:49 am

    1 – they will only go after anyone who is on the loan, so if your wife is on the loan as well, they can go after her accounts

    2 – you can call the bank to work out a payment plan to get the garnishments to stop, but I would contact a lawyer that specializes win Mortage refinancing, especially with the economy the way it is

    3 – yes they can garnish your wages, and tap any AND ALL accounts that you have, including checking and savings.

  2. Reply
    May 16, 2011 at 4:20 am

    You WERE served. You probably TOSSED the notice without even noticing what it was. They can only pursue the person that SIGNED for the debt and any assets in that persons name. As for getting current, you can ask, it would have been MUCH easier before the judgment, but the second mortgage does NOT want to pay off your first mortgage, which they would have to do if they foreclosed.

    If you have enough money to get current, why were you far enough behind to get sued? that usually takes several months.

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