VA Streamline Refinance- Lenders that don’t require appraisal?
I know the VA doesn’t require an appraisal for an IRRL, but it seems more and more lenders are requiring it. Currently, we have a mortgage that was taken over by BOA after our original lender went bankrupt. I know BOA requires an appraisal but we wouldn’t be getting refinanced with them (obviously), so that shouldn’t matter. Does anyone have a list of lenders that don’t require an appraisal on a VA streamline loan?
This house is 4 years old. We have already purchased and are looking to refinance. We bought the house in 2008, when it was 2 years old with equity in it. It was appraised at $ 255k and we bought it at $ 230K so I know what the house is worth.
IT IS A VA LOAN and I didn’t think what I was asking was that difficult. I am looking to see which lenders will STILL require an appraisal to be done EVEN THOUGH the VA doesn’t, get it?