there in the mortgage companies Morganton NC that can help low credit score?

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ok my credit is not terrible just not really! I bought a car, and obtained a personal loan, but I’m a bad for buying a house! are there companies out there in Morganton, NC Hickory or the surrounding area who can help me without an arm and a leg down payment? Please, no scammers!

3 Comments
  1. Reply
    OC1999
    May 18, 2011 at 2:54 am

    Unfortunately the Sub-Prime mortgage industry basically collapsed. So it will be very hard for a bad/no credit mortgage right now. Any Sub-Prime mortgage you will find will probably have an extremely high down payment or interest rate.

    If your score is really just based on a lack of credit you just need to give it time. You were able to get a car and personal loan which is good. Be sure to pay those on time every month. You also might want to look at getting a credit card. When you do be sure to not go over 30% of the limit and pay it off every month. Overtime if you keep up with everything your credit score will improve

    Most mortgage companies like to see at least 2 years of a positive payment history with several lines of credit for people looking at a mortgage.

  2. Reply
    Carolinahomerates.com
    May 18, 2011 at 3:30 am

    I live in Charlotte NC

  3. Reply
    Kennady S
    May 18, 2011 at 4:05 am

    Many lenders, banks in particular, deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shopand can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan.

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