The credit issue without the permission of the interview?

Deal Score0

Last year we refinanced our mortgage loan officer. Deal tehtud.Saime phone call to approve a loan officer that he could apply for a refinancing even faster and reduce our rate of the second paragraph or so. We told him we were sorry that it cost us ten great last time and said that this type of refinancing would meile.Me little or no cost, we said we were just a little curious, but I would like to know more details he urged us to sell us, and we also talk directly to our bank mortgage guy to see how they compare. He said he would put the numbers and asked if we knew what our ratings are. We talked to him, as we knew them, and said very clearly and simply: “But do not pull my credit.” He pulled anyways. We are a credit to him the invention from the results, and a list of factors that influence tulemus.Nii now my question is this – we get a credit report illegally and if so, what should we use? We have a prior business relationship with him, but no relationship business today. He asked us to start a new business. Even if it is sufficient to have a verbal agreement over the phone would be enough? If he misunderstood what was said by telephone that he could not legally do our credit or would it still need to get a signature?
Illegal immigrants proved to be a very good mortgage risk …. well, until the government began to expel them from the 2007th Illegal immigrants buy homes they can afford, and homes to raise families, not to return and make a quick profit, or simply “follow with Jone’s” as the Americans did, that got us into this jama.Nii Does anyone out there is the number of loans that are not, as the repression of immigration? Why do people push for these people evicted if they work hard to make ends meet while paying their bills and help the U.S. Http: / / rismedia.com/2007-10-12/home-loans- to-illegal-immigrants-sturdy-but-show-some-cracks/Kodulaenu Sturdyhttp illegal immigrants: / / www.oliverwillis.com/2007/10/11/illegal-immigrants-turn-out-to-be-good-mortgage -risks / Illegal immigrants mortgage Riskskungfud2 be good, you’re wrong! They were able to obtain loans, “a number of separate identification of the taxpayer, or ITIN.”

13 Comments
  1. Reply
    Taylor
    February 19, 2011 at 6:59 am

    contact the credit bureau the inquiry is listed in and dispute it, that usually solves the problem.

    if not write the mortgage company with a letter a little something like this:

    Dear Mortgage Company

    I recently received a copy of my Equifax credit report. The credit
    report showed a credit inquiry by your company that I do not recall
    authorizing. I understand that you shouldn’t be allowed to put an
    inquiry on my file unless I have authorized it. Please have this
    inquiry removed from my credit file because it is making it very
    difficult for me to acquire credit.

    I have sent this letter certified mail because I need your prompt
    response to this issue. Please be so kind as to forward me
    documentation that you have had the unauthorized inquiry removed.

    If you find that I am remiss, and you did have my authorization to
    inquire into my credit report, then please send me proof of this.

    Thanking you in advance,

    John Doe

  2. Reply
    kungfud2
    February 19, 2011 at 7:03 am

    Illegals have no right to be here, plain and simple. i don’t care how current they were on their mortgage payments, they probably stole someone’s SSN just to get into the house in the first place. DEPORT ALL ILLEGAL MEXICANS!!!!!

  3. Reply
    reena r
    February 19, 2011 at 7:50 am

    I GO WITH THE FIRST ANSWER….

    Illegals have no right to be here, plain and simple. i don’t care how current they were on their mortgage payments, they probably stole someone’s SSN just to get into the house in the first place. DEPORT ALL ILLEGAL INDIANS ALSO…

  4. Reply
    Fed up!
    February 19, 2011 at 8:43 am

    The OPERATIVE word here is ILLEGAL immigrants!! If they want to own homes in the US, then come here LEGALLY!! Maybe you should go to Mexico and try to buy a home or land. See how warm and fuzzy the Mexican government is to YOU, how many rights you don’t have with your home in Mexico. Stop whining about people that DON’T belong here. Any time you decide you don’t like how we treat ILLEGAL immigrants, you’re more than welcome to pack up and move out of this country with THEM. Adios muchacho, enjoy your journey.

  5. Reply
    Lucky
    February 19, 2011 at 8:43 am

    Not enough

  6. Reply
    Ali A
    February 19, 2011 at 9:25 am

    Actually, illegal aliens are NOT good mortgage risks. Most of them don’t get and wouldn’t qualify for those traditional mortgages that require careful screening that Mr. Willis talks about. Guess who holds/held a substantial number of SUBPRIME MORTGAGES, you know, LIAR LOANS, and who bought more homes than they could afford using phony income statements? And who are defaulting or simply walking away from said loans. The ones that U.S. taxpayers are having to bail out? Hispanics/illegal aliens. And guess where the states with the highest default rates on mortgages are–“immigrant-heavy” California, Nevada, New Mexico.

  7. Reply
    mizzhollywood26
    February 19, 2011 at 9:27 am

    Those non-tax paying government money suckers have no right to be here and should be banned from re-entry forever! And they should take the rest of the Latin Americans with them.

  8. Reply
    William O
    February 19, 2011 at 9:30 am

    “Known as ITIN mortgages because applicants must have an individual taxpayer identification number, the fixed-rate loans are designed for immigrants who can prove they are creditworthy and pay taxes even though they don’t have legal permanent residency in the U.S.” There is no loan designed specificaly for criminal invaders! Talk about a lying sack of sh!t!
    ITIN mortgages are designed for investors in the US such as Hotels, Stores, etc. NOT for criminals living in the US!
    ITIN mortgages have the lowest rate of default while loans to illlegal aliens have the highest rate of default at over 25%!
    “Half of the mortgages to Hispanics are subprime. A quarter of all those subprime loans are in default and foreclosure.” And you think illegal Hispanics are better than legal Hispanics? What’s wrong with that picture?
    How many child molesters, rapists, murderers, and other low life scum has ICE deported?

  9. Reply
    B__O__M__B__S__H__E__L__L
    February 19, 2011 at 10:00 am

    What does buying home have to do with complying with the laws of society? Prisons are full of people who also were good risks until they got caught. Must not be a good risk if they are being deported and buying home does not suggest immigration laws suddenly stop being enforceable.A lot of Mexico drug cartels also buy homes and pay cash and are a good risk until they get caught

  10. Reply
    La Mojada
    February 19, 2011 at 10:59 am

    Better yet, Why don’t they deport the More than 2.1 million “Americans” with home loans in default

    And this other burra.
    http://michellemalkin.com/2008/05/27/deadbeat-dem-defaulted-on-three-home-loans-while-lending-her-campaign-77500-hellllooo-congress/

  11. Reply
    ICE 'em
    February 19, 2011 at 11:00 am

    Who cares, they shouldn’t be here to start with nor own any type of property that should be available to the U.S. tax payers. Many illegals ran out of their obligations and ran back to their home country. Im sure they will be back mooching as soon as our economy improves. Just shows where their loyalty is.

  12. Reply
    rlstaehle
    February 19, 2011 at 11:02 am

    Your argument is kind of like saying, if they can sneak in, and avoid getting caught long enough to buy a home they’re home free, as in a big game of tag. Show me the law that says that an illegal alien can legally own property in the U.S. Don’t tell me if the banks are loaning them money to buy it, it must be legal. All that means is the greedy banks found a loop hole, and know how to make it look good on paper.

  13. Reply
    Dirty Martini
    February 19, 2011 at 11:51 am

    Apparently you asked and answered your own question–you have the link and the data.

    SO here’s a question for you TOny: How many criminals have been jailed who were also paying their home loans?

    SInce when does being current on a home loan have anything to do with absolving you of guilt for committing a crime? What a ridiculous notion that is!

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