Teaser rates?

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Teaser rates generally, it is difficult to compare the rates of which type of mortgage?) 30 year fixed rate b) Floating Rate C) 15 year fixed rate D) All of the above
20% of the $ 120,000 contribution to make (with good credit) and, what is good for banks, which require a low pay compared to other closure due to

  1. Reply
    Junius L
    April 29, 2011 at 9:23 pm


  2. Reply
    Steve D
    April 29, 2011 at 10:02 pm

    Closing fees are relatively standard but there is some negotiation that you can do over the fees. Check out a mortgage broker who can shop around for best rates. Rates change almost daily so the lowest rate today may not be teh lowest tomorrow.

  3. Reply
    Sharon T
    April 29, 2011 at 10:41 pm

    The best resource I have found is bankrate.com. You can enter your zip code and the loan amount and get a good idea what is out there.

    I do not recommend using a mortgage broker. They earn a fee and guess who ultimately pays that? Instead, find at least three lenders that have attractive products. Ask each of them for disclosure statement. Then compare each of them.

    Don’t give any of them any money until you have done this comparison shopping and talked with them in person. You can sometimes get them to waive some of the “junk fees” such as loan document preparation. Remember that you can order your title insurance anywhere you want and they will have to accept it so shop that after you select the lender.

  4. Reply
    Jerry L
    April 29, 2011 at 10:49 pm

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