smart people, what will you do in this situation?
I finally get all fact straight and I visited lawyers. Bank of America signed a Home Equity Loan of Credit to husband a year ago. House is in NH, loan was signed in Ca, because we separated 8 + years. Three months after Bank release the fund, Bank found out there are two people(husband and I) on the title. So Bank sent me the paper work to sign. I went/called bank few times but they refuse to tell me anything about it because it under husband name. Lawyers said as long as husband pays the loan, Bank will ignores me. Also, if husband defualt, Bank can take half of the house. Husband has got into 100k credit cards debt tried to keep up all bills. So my house value, at current market, is 350k to 390k, first mortgage 100k, HELOC is 250k, hubyy’s credit cards debt is 100k. He doesn’t want to have bad credit on his record. So he works hard to paying it. Should I keep looking for a good lawyer can fight for the justic? Lawyer asked 10k retainer fee and no one tells me how much it will cost till the whole thing straight out. Is it worth it for me to fight? I’m homemaker for 20 years. This matter bothers me so much and my health is going down and I’m so worried everything will callapse. my older kid goes to college,40k/year,She may not able continue becasue we can no long afford it. Advice on what the best I can do to save my kids and me out of this situation?