Should I stop making mortgage payments in lieu of a mortgage loan modification?

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I am having problems making exorbitant mortgage payments, and was referred to a financial specialist who applied for a mortgage modification loan for my home, he advised me not to contact or receive any calls from my mortgage holder. It is going on 4 months that my payments is past due and I barely have the amount that is past due I am having a great deal of problems reaching him and my mortgage company is calling me twenty four seven what should I do. I do not want to lose my home but is uncertain of what step to take now.

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