Refinance my home, is it worth it?
I’ve been living in my home for 3 years now, we took out a 2nd mortgage. Hour home loan was financed at 6.25, our 2nd mortgage at 7 3/8. I don’t want any money taken out i just want to refinance, put my 2 loans into one and get a better rate with the 2nd. Is it worth it or not? I seen that countrywide is doing a no cost refi and am thinking about it.