Recent experience w / Chase Mortgage?

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A credit union and mortgage broker all of us a tax estimates Tabellenkalkulation.Jede a detailed and labeled, and were willing to discuss what each of them and how the # bestimmt.Chase Loan Officer # 1 said do not worry we will give money to cover. When I press a # she said she thinks there are about 990th If I request a break down to draw a graph showing that the costs seem (but not 990). She says she can not print the Diagramm.Chase Loan Officer # 2 in another class wants to know why I want to know the charges they said they would cover them. (To find what you shop for full disclosure / transparency). (There should be, if so, it has the # s) was when he insisted on giving me an answer for any tax (highlighted $ 425), then said the rest should be similar to what others told me. He says I am the # s obtained by an application to obtain not only not want to put in an application until I have the # s.

  1. Reply
    My Take on It
    April 29, 2011 at 10:39 pm

    Looks like you are at an impasse

  2. Reply
    April 29, 2011 at 11:38 pm

    I had, repeat had a chase home mortgage. After their hi-jinks?

    I got a new loan. End of story, they along with Capital One are Businesses I no longer deal with.

    Good luck.

  3. Reply
    April 30, 2011 at 12:01 am

    I don’t know about Chase, but if they really are anything like Capital One, I’d run for the hills.

  4. Reply
    April 30, 2011 at 12:36 am

    I don’t know why they wouldn’t give you an estimate. We do; even if you’re on the phone we tell you what the costs would be, but tell you this is based on the information we have at that time. There are some thing that are affected by where you live, the size of the house, and your credit score can make the mortgage insurance a lot more.

    Are they going to pay the closing costs for you or finance them into the loan? “Give you money back to cover fees” makes me think that they’re going to finance them and then give you the amount but you’ll be paying interest on the fees for the life of the loan. I don’t know if that’s what you mean or not. If they’re actually paying the fees, you really don’t need to know. Something seems off to me, but I’m not sure what. I don’t think they’re being shady, but I don’t blame you for being hesitant. I wouldn’t be able to print off a chart or anything either, not if I wanted to work here tomorrow. Those kinds of things are proprietary and private.

    If you apply for a loan, they have to give you disclosures and a good faith estimate in writing within 3 days. We send ours out within minutes of the application being submitted, by Fed Ex so you sign for them too.

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