late payments

DWQA Questionslate payments
edentenboytrac asked 3 years ago

I have late payments with 3 different creditors. I sent GW letters and been denied. The last denials came from the corporate offices.

At what point can the lates be deleted or excluded? Also when do they stop having a negative impact on scores? I listed the lates below.

 

Verve

30-Nov

60-Dec

90-Jan 15

30- Feb 15

 

Fingerhut

30-May 15

60-Jun 15

 

Santander-its a paid and closed account since 2013

8-30 days

10-60

1-90

 

Thank  you in advance

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