My AAoA at the moment is roughly 12 years. I am calculating that if I were to open one new account, it would lower my AAoA to about 11,5 to 11.6 years. I am just wondering if anyone has studied AAoA’s enough to know if this degree of reduction would be a enough to have much of a negative impact on scoring, or would 11+ years likely still be considered as positive as 12 or so years? Any idea what FICO scoring considers an optimum AAoA?
Thanks to all!