Derogatory delete: 7 years from…?

DWQA QuestionsDerogatory delete: 7 years from…?
fullmesropego asked 5 years ago

Hi all,


I had a bad period in 2010 and stopped making payments on 3x credit cards. Last payments I made were in February of 2010. 

All 3 were eventually sent to collection agencies which I disputed with, they eventually dropped, leaving 3x derogatory remarks.


My question is as follows: is the deletion supposed take take place 7 years from the date of the last payment or the date reported?



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