Purchasing a house in community property state?

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I am trying to close a mortgage loan prior to getting married, however I don’t think its going to close until after.

I live in WA, however I am getting married in a non community property state.

If I sign the paperwork as a single person after we are married. What is the likely hood someone would find out? My future husband knows about this, he doesn’t want to be on title because of some identity theft issues. His sister stole his identity and put him on a mortgage loan which is being foreclosed on, so we don’t want him to be on title untill that is taken care of.

If the state doesn’t know we were married, or even when we were married, who would find out if I just waited to show proof of the marriage? I know that its not Legal to do, I’m just asking how realistic is it?

1 Comment
  1. Reply
    dog ma
    May 4, 2011 at 12:03 am

    If you are getting the mortgage in your own name, you should be the only one on the title anyway. You should not need to hide your marriage. Contact the the title company or the mortgage company that is handling your purchase and inform them that you will be married as of the closing date. They will have your husband sign a quit-claim deed, stating that he has no rights to the property. Do not keep this a secret! He could potentially claim the house as half his in case of a divorce if he does not sign off on this now. I purchased several pieces pieces of real estate while married. Your deed should simply read “Your name, a married woman as her sole and separate property”.

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