Poll: How much are your mortgage payments?

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I say great mortgage calculators are considered for small amounts. How? I want to put more than 30 loans a year for houses between 100,000 and 300,000 dollars to know. What is your loan and what your monthly payment? Including insurance, taxes and PMI (if applicable)? Please say what city and state you are logged in you! Appreciate the extra advice.

  1. Reply
    Stephanie R
    February 11, 2011 at 7:10 pm

    140,000 pay 1200 a month for all in St louis mo

  2. Reply
    February 11, 2011 at 7:51 pm

    thats like a lot of mathhhhhhhhhhhhhh

    well i dont realy know cause my parents
    kinda handle this stuff

  3. Reply
    Randi S
    February 11, 2011 at 8:49 pm

    Almost everyone takes out a 30-year fixed loan. It’s as simple as this..the more you put down, the less the payments are. Say the house is 300,000..you put down 100,000, the mortgage would be 2,000 a month. 200,000 is 1,000 a month. My mortgage is 2,985 a month becuase of the refinancing.If you can avoid it, please do so. Taxes are about 1,500 a year and I believe the insurance is 300 a month..not sure. I live in Brooklyn. We bought the “handyman special ” house for 275,000 about 4 years ago and is now worth in the 500,000 area when it’s all done…which we are doing little by little. The more renovations you do to the house, the more it is worth. We put in a new kitchen (15,000), new basement (30,000), new heating system (2,500…great deal), new 1/2 bath (500.00..another great deal), backyard w/ pool…4,000 , new front, 4,000 plus alot of other extras. Still need all new windows and so much more…If you can buy a house that needs minimal repairs, go for it. Good Luck.

  4. Reply
    February 11, 2011 at 9:46 pm

    I pay 1480 for 285000

  5. Reply
    February 11, 2011 at 10:28 pm

    Why would anyone want to spend 30 years of your life being tied to mortgage payments? Just plain ridiculous. If you can’t afford the 15 year fixed rate…then your in over your head. JMO

  6. Reply
    February 11, 2011 at 10:28 pm

    Low payments on big mortgages are probably on 40 to 50 year mortgages.

    Don’t make yourself house poor.

    Insurance and taxes vary widely by area, don’t assume your “survey” is going to help you.

    There are plenty of mortgage calculators on line.

  7. Reply
    CA Bound
    February 11, 2011 at 10:36 pm

    Our place was 242,000 and after tax and HOA dues ($ 200) its about $ 1850 per month. This is with 0 down and a 30 year. But it also depends on what interest rate you are at, and that depends on credit. Why not just meet up with someone like a mortgage broker to find out?

  8. Reply
    Bunny D.
    February 11, 2011 at 10:47 pm

    This question isn’t really going to help you much, although it is interesting. You need to visit a mortgage broker in your area and see what you are qualified to purchase. There are a lot of factors that go into it. But, my mortgage is zero, house insurance is $ 800 per year, and land taxes are $ 2,700 per year. Central Texas.

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