Parents, Do you find it increasingly harder to make ends meet for your family?
I know that everyone is going through hard times these days, I’m just wondering how others deal with it. I’m trying to gather others ideas and opinions to see if I can better serve my family.
My husband and I both work full time in a small town hospital. I am an RN and he is a PT assistant. Together, we gross around $ 60,000 a year. We used to feel we were doing well, but have been going down hill in the past year. We have already refinanced our mortgage, have loans on our vehicles and are still paying off student loans. I feel that this debt is spiraling out of control and taking my family down with it.
I’m looking for:
-Creative ways to cut the grocery bill, for a family of 4
-Ways to save on childcare (Infant and toddler)
-Is there anything that can be done to save on utilities?
-Any other money saving tips