My mortgage broker collect these fees reasonable? San Diego, California?

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I live in San Diego and have already been approved by Wells Fargo. However, since the percentage occupancy of the property is low, I need the help of a mortgage broker fragen.Er me a loan, but I think the tax is a little high. Gebühr15 $ 400 valuation, $ 75 credit Report595 fee of $ 975 subscription fee. escrow costs $ 500. Notarkosten1100 $ 125 Title Insurance to provide $ 3,540 YSP paid 2% of estimated closing costs of $ 5,161.75 All fees are based n the loan amount of $ 225,000 (21%) and interest rate to 4.8 %, and 15 agents festgelegt.Sind costs above too little or give adequate? Anregungen.Ist me your advice and it will be the same or better contact to other banks because most do not approve condos Low? the fee is equal to the same thing? I recommend this mortgage Broker.Dank

  1. Reply
    allie in NY
    May 18, 2011 at 11:02 am

    just make a phone call to the bank and ask. it took me one phone call, and they told me the fees up front. it is much lower. y are u paying a broker? the seller should pay the broker.

  2. Reply
    May 18, 2011 at 11:06 am

    If you have the time, a second broker might get you a better deal.

    I Goggled “Junk fees” and I think I see some of your “fees” on the list, so a “pointed” discussion with your current broker may be in order.

  3. Reply
    May 18, 2011 at 11:16 am

    Go to your local Wachovia bank and talk to them. I have never paid more than a point for brokering. Wells Fargo and Wachovia are one and the same.

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