My husband bought our house after we married, Can he refinance with out my ok?
The home was bought in the state of NY. He purchased it after we were married against my wishes. His name is the only name on the mortgage. My name was added to the deed.
At the time of him purchasing I owned my own home and my credit wasn’t very good. Besides him not asking me to purchases the house with him. Those are the reasons why I didn’t buy jointly with him. But mostly cause I wasn’t asked to be.
Soon to find out this guy is very shady and underhanded in just about anything he does. Looks like I will be seeking a lawyer to file a divorce.
I’m wondering if he could sell the house or refinance the house with out my signature?
Even though he is very unreasonable , and you can’t even talk to him at all to get a straight answer. Im trying to find out what he is going to except or not in the divorce. So that when I do hire a lawyer it doesn’t drag out and cost thousands of dollars.
His credit is very bad now and mine is better. My income level is not very good to buy him out. He mentioned to me he wants to buy me out, But his credit wont allow him to get a loan to do that. Even though he plays head games Im not I need to truth.
The meaning of my saying he plays head games. He says he can not move out cause his credit is bad to get an apartment. which some require that. But he tried to refinance behind my back. An they sent him the paper work but he needs to come up with 5 thousand for closing…This is what he tells me. But he lies so much dont know what is real or not. He told me awhile ago he was going to refinance the house to lower interest rate. Now Im wondering with if he tryed to refinance an get money on the escrole of the house but there shouldnt be too much we only own it for 6 years and housing hasnt gone up too much. Please sorry if this is confusing…Im just wondering what my rights are . thank you