My FICO TU Score is 789. Will I get a private student loan? Which loan companies pull TU?
789 is a great score, of course.
But lenders consider other factors.
I have no co-signer.
In my 30s.
At the same job over 2 years.
Same address for 2 years.
No negs – collections, etc.
But not much credit history established.
A Discover Card w/ no lates and a $ 6500 credit limit, btw 1996-2001. But I never used it. High Balance: 0.
And a new BOA credit card w/ no lates and a $ 500 credit limit, just opened in 4/08.
That’s it. No other credit cards, no auto loans, no home mortgages, no school loans.
So, how do you think I’ll fare going for private student loans?
As someone with good credit or not enough established?
And which lenders pull which scores for private student loans? TU is my best. I heard Chase pulls TU for most people.
P.S. No comments on the evils of private student loans. I know to max out other sources first – federal, scholarships, grants – and I plan on working part-time, and full-time summer, for extra cash flow.
P.S.S. No spammers!