My fiance still shares a mortgage and car loan with his ex-wife. How will this affect my credit after we wed?
Additionally, I need to get the mortgage in my name where he and I are currently living. It is in my ex-husbands name but need my fiance’s income and credit to do it. He refuses to “put his kids on the street”. At this time, he has not pressed his ex for a refi and told me that he will not. Same with the car she drives. Also, my fiance has not filed taxes in 2 years. The wedding is in 6 weeks and I am wondering about my future financial security.
Yes, he is a good man to think of his children. But he has had almost 2 years to get these issues resolved. Now it is affecting my children when they could very well lose their house due to his inaction. Not to mention that my ex-husband has been very patient in all of this.
I guess I don’t get why it is so unreasonable for me to at least have him request that she free up his credit. Also, my ex-husband does want to see the children stay in the only home they have known, but he needs his credit freed up also. Not to mention I run a licensed child care business out of my hame and would lose all of my clients by moving. When my fiance and I got together, he knew all that was involved for us to keep this house (which he loves) and now I feel that he is just kinda freeloading and wants all the financial burden on me. Thank you all for your responses. I have a lot to think about regarding protecting my children and finances.