My credit score is 592, how can I raise my credit score? Please read…?
I need some advice about my credit, and dont know where to start
I am 25 years old and I have never had a credit card. I have worked making tips since I was 17, so I have always had the cash to buy things I wanted and never thought about a credit card. I applied for one a few times and did not get approved.
I do owe some hospital bills. Probably around $ 5000, to $ 10,000 dollars and I owe one bank $ 300. Also I had roommates when I was 20, and when I moved myself and one of my roommates gave money to the other roommate for an Energy bill. The other roommate never paid the bill, and it was in my name. That is all the debt that I have.
I want to raise my credit score and pay off this debt but I don’t know where to start. I have no idea what to do. If someone could give me some advice and point me in the right direction, it would be greatly appreciated. I looked online into credit counselors, but that seems to be for people in credit card debt, same with everything else I could find online.
Thanks so much for taking the time to read my question.
Tigg, why dont you go phuc yourself. I gave no explanation for anything. I explained my situation and asked how i could improve my credit score. Learn how to read you phucing retard.
Doctor Deth : That is not true, because I do have another bank account
And J P I didnt think you were being mean. So what I guess part of what i was asking is: When I pay back these debts (which I will), will my credit score go up? I dont want to borrow money for anything except for a house because there is no way I can pay all of that in cash unless i win the lottery. Everything else, like cars etc I can handle paying for in cash.