My bank sold my mortgage to the State Bank. What is the best way to get a government loan to pay.?

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I have many horror stories about the actual mortgage, which is outside the state. I do not think they say they do not have time or they never received payment and so on. Etc. .. Would it be preferable, although online banking to pay at least there documentation? Any thoughts, ideas?

  1. Reply
    April 30, 2011 at 12:49 am

    We pay all of our bills online. You should get some kind of code that you can save as a reference in case the lender ever does try to say you didn’t pay – not that I’ve ever had that problem with any company I pay online.

    I much prefer that to mailing a check, when you never have a way to know if it reached the right place.

  2. Reply
    Mrs Dave F- it will be a boy
    April 30, 2011 at 12:51 am

    A lot of Mortgages have a 15 day grace period before they asses late fees. Your mortgage is due on the 5th but not late until the 16th. If you can pay online, that is a good idea as well. They usually give you a reciept page you can print out in case there are any questions. They are not allowed to report it to your credit until you are 31 days late.

  3. Reply
    April 30, 2011 at 1:32 am

    Your situation is very common. Paying a mortgage out of state is no different from paying one within your state. The most reliable way of paying your mortgage on time and be able to verify the payment is by getting your bank to do automatic payments. It is a lot like internet banking but doesn’t require you to remember to log on to your account and pay the monthly statement. Just make sure your checking account has enough money in it to cover the debit.

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