Mortgage assistance programs for down and closing cost?

Deal Score0

www.ca995.com also www.moneyideasloans.com? Is it real? or a bunch of bull? Do you have experience with this kind of mortgage loan?
http://nmlsconsumeraccess.org/Home.aspx/SubSearch?searchText=151451
http://search.dre.ca.gov/integrationaspcode/IntLookup.aspx
http://www2.dre.ca.gov/PublicASP/pplinfo.asp?start=1

[ Reaching to the SKY : A curtain of BEAUTY ] The Swedbank Central Office Tower, Vilnius, Lithuania

Swedbank AB (formerly called FöreningsSparbanken) is a leading Nordic-Baltic banking group with 9.5 million retail customers and 534,000 corporate customers in Sweden, Estonia, Latvia, and Lithuania. In Sweden, the group has 377 branches. In the Baltic countries, it has another 224 branches. Elsewhere, the group is present in Copenhagen, Helsinki, Kaliningrad, Kiev, Luxembourg, Moscow, Marbella, New York, Oslo, Shanghai, Saint Petersburg, and Tokyo.

=====

On 8 September 2006, FöreningsSparbanken AB changed its name to Swedbank AB. The name change took place in the afternoon local time, after the Swedish Companies Registration Office registers the changes in the company’s articles of association. On the same date the subsidiary AB Spintab changed its name to Swedbank Hypotek AB (Swedbank Mortgage AB in English). At the same time, FöreningsSparbanken Jordbrukskredit AB changed its name to Swedbank Jordbrukskredit AB. Other subsidiaries will change their names at later dates.

=====

The first Swedish saving bank was founded in Gothenburg in 1820. In 1992 a number of local savings banks merged to create Sparbanken Sverige ("Savings Bank Sweden"), which was known simply as Sparbanken ("The Savings Bank"). In 1995 this bank was listed on the stock exchange. In 1997 the bank merged with Föreningsbanken and the names were combined to create FöreningsSparbanken. During the late 2000s global financial crisis, Swedbank accepted government assistance due to its losses from loans made to neighboring Baltic economies.

=====

Swedbank is listed on the Stockholm Stock Exchange. The bank has no clear majority owner, but is mainly owned (7.8%) by Folksam. The second largest owner is a number of local savings banks, controlling 7.6% of the stocks. Also, a number of large financial institutions control small blocks of shares in the bank but none of these exceed 5%. 24% of the shares are owned by foreign individuals and companies.

=====

For more information and insights into this banking conglomerate please follow the link and save some time for reading this article:

WIKIPEDIA = Swedbank = One Step around the WORLD at A TIME

=====

A bank is a place that will lend you money if you can prove that you don’t need it.

— Bob Hope

80 Comments
  1. Reply
    Landlord
    April 29, 2011 at 9:35 pm

    Scam

    Not sure how you found it, the only reference to it is the site itself.

    There is no program like that. There are also no brokers in CA with that license number, I logged into CAR and checked.

  2. Reply
    djstwain
    April 29, 2011 at 9:42 pm

    BULL BULL BULL! If you need assistance when buying a home, check with the local county offices. There is no free ride. And if you don’t have the money to put down, maybe you need to consider if you are financially able to buy at this time. Pay your own way or don’t buy.

  3. Reply
    UggBoy♥UggGirl [ PHOTO // WORLD // SENSE ]
    April 29, 2011 at 9:43 pm

    Many more impressions of beautiful Vilnius, Lithuania with particular emphasis on the New Town, which goes often unnoticed by visitors to this wonderful capital city, ENJOY:

    Happy Travels and Discoveries, ALWAYS!

  4. Reply
    UggBoy♥UggGirl [ PHOTO // WORLD // SENSE ]
    April 29, 2011 at 10:26 pm

    Vital statistics about the Swedbank Central Office Tower in Vilnius, Lithuania include:

    =

    Name: Swedbank Central Office

    Location: Vilnius

    Country: Lithuania

    =

    Height / architectural: 60 m

    Floors / above ground: 16

    =

    Construction type: High-rise building

    Facade material: steel, wood and glass

    Facade system: curtain wall

    Architectural style: Modernism

    =

    Main usage: Offices

    Side usage: Cafe / outdoor space / terrace

    =

    – The first floor of the building is dedicated to customer service operations which will be accessible to the public while the second floor contains an auditorium and a cafeteria with a view to the nearby River Neris.

    – Four tower cranes were used during construction.

    – The building is comprised of two separate volumes – 14 and 16 floors – each interconnected by a glass atrium and one horizontal volume equalling the height of 4 floors.
    Features 4 underground parking levels.

    – The winning project was chosen because of its superlative integration into the surrounding area: the Konstitucijos Avenue, other newly built high-rises and the natural surroundings of River Neris and the slope leading towards the river.

    – The winning design was chosen from a contest in which there were 22 entrants.

    =

    Architect: Audrius Ambrasas Architects

    =

    BE AWARE! BE INSPIRED! BE OPEN!

  5. Reply
    Bushra & Sons
    April 29, 2011 at 10:50 pm

    I SAW YOU FIRST
    Please add this inspiring photo to

    I SAW YOU FIRST !!! (invited images only)
    Please tag your image “isawyoufirst”

  6. Reply
    Bushra & Sons
    April 29, 2011 at 10:57 pm

    Awesome!

  7. Reply
    Steve-h
    April 29, 2011 at 11:16 pm

    fabulous patterns !!

  8. Reply
    Olympe B.
    April 29, 2011 at 11:24 pm

    love the perspective and the angle!!!beautiful sky!!!

  9. Reply
    dKi photography
    April 30, 2011 at 12:10 am

    love the angle on this, well framed my friend

  10. Reply
    mikazu001
    April 30, 2011 at 12:45 am

    “isawyoufirst”

  11. Reply
    mikazu001
    April 30, 2011 at 1:41 am

    Amazing series, Dear Enrico !

    Simply Superb!

  12. Reply
    mikazu001
    April 30, 2011 at 2:31 am

    warm greetings and big hugs !

  13. Reply
    picolojojo
    April 30, 2011 at 3:09 am

    Magnifique,,, Great image,
    Have a wonderful day my friend !

  14. Reply
    K. J.. { away }
    April 30, 2011 at 3:45 am

    High up to the sky 🙂
    Brilliant shot!!

  15. Reply
    @ Reta @ OFFLINE
    April 30, 2011 at 3:58 am

    Totally amazing structures my friend…I love these shots…Have a wonderful day from Canada :))))

  16. Reply
    @ Reta @ OFFLINE
    April 30, 2011 at 4:15 am

    Wonderful Scenery… Great Capture!

    Come join us in the Wonderful World of "1001 Nights"
    and post this great photo in one of Flickr’s finest groups

    1001 Nights (Post 1 – Award 5) Sweeper Active
    Please Tag your photo with "1001 Nights"

    Awesome Shot!

    Admired in The Wonderful World of "1001 Nights"
    One of Flickr’s Finest Groups

    Awesome Shot!

    Admired in The Wonderful World of "1001 Nights"
    One of Flickr’s Finest Groups

    1001 Nights (Post 1 – Award 5) Sweeper Active
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  17. Reply
    Balexia87
    April 30, 2011 at 4:19 am

    Wonderful Scenery… Great Capture!

    Your Photo Deserves My Admin’s Award!

    Awesome Shot!

    Admired in The Wonderful World of "1001 Nights"
    One of Flickr’s Finest Groups

    1001 Nights (Post 1 – Award 5) Sweeper Active
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    Wonderful Scenery… Great Capture!

    Your Photo Deserves My Admin’s Extra Award!

    Awesome Shot!

    Admired in The Wonderful World of "1001 Nights"
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    Wonderful Scenery… Great Capture!

    Your Photo Deserves My Admin’s Bonus Award!

    Awesome Shot!

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  18. Reply
    Serafin Moreno
    April 30, 2011 at 5:15 am

    Impresionante imagen como todas tus imagenes
    Buen dia saludos

  19. Reply
    mtdvetter
    April 30, 2011 at 5:41 am

    Grand shot, great perspective and framing.

  20. Reply
    Tomás Lim
    April 30, 2011 at 6:11 am

    Awesome Shot!

    Admired in The wonderful World of "1001 Nights"
    One of Fllickr’s Finest Groups

    1001 Nights (Post 1 – Award 5) Sweeper Active
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  21. Reply
    Claudia Telles
    April 30, 2011 at 6:27 am

    Awesome Shot!

    Admired in The wonderful World of "1001 Nights"
    One of Fllickr’s Finest Groups

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  22. Reply
    © MA.GO
    April 30, 2011 at 6:38 am

    Awesome Shot!

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  23. Reply
    malai mavino@850 having Internet problem in y plac
    April 30, 2011 at 7:17 am

    Thanks a lot my friends for your great support , advice, ideas and encouragement that you have given by here on comments,with out you I couldn’t done shot like this,i am very thankful for all kind of support, once again thanks a lot, you are Wonderful friend..
    This is an Excellent picture.
    Have lovely week and wonderful moment to you and Your family… would really appreciate your views on my photos !!!

  24. Reply
    johny&nikon-D3000
    April 30, 2011 at 7:25 am

    Awesome Shot!

    Admired in The wonderful World of "1001 Nights"
    One of Fllickr’s Finest Groups

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  25. Reply
    Lorena (We're engaged!! :D )
    April 30, 2011 at 8:08 am

    Awesome Shot!

    Admired in The wonderful World of "1001 Nights"
    One of Fllickr’s Finest Groups

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  26. Reply
    MAMEDE & ANA HARFOUCHE
    April 30, 2011 at 8:40 am


    STAY BLESSED, Enrico. KISSES.

    الله أكبر * " ALLAH HU AKBAR! "

  27. Reply
    ♥ Cris Masson ♥
    April 30, 2011 at 9:06 am

    Fantastic!!!

  28. Reply
    Joseph.Ra
    April 30, 2011 at 9:14 am

    Awesome Shot!

    Admired in The wonderful World of "1001 Nights"
    One of Fllickr’s Finest Groups

    1001 Nights (Post 1 – Award 5) Sweeper Active
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  29. Reply
    黄清华 WongCW
    April 30, 2011 at 10:10 am

    Great angle

  30. Reply
    MAMEDE & ANA HARFOUCHE
    April 30, 2011 at 11:01 am

  31. Reply
    e_vieira
    April 30, 2011 at 11:33 am

    Your Photo Deserves My Admin’s Award!

    Awesome Shot!

    Admired in The Wonderful World of "1001 Nights"
    One of Flickr’s Finest Groups

    1001 Nights (Post 1 – Award 5) Sweeper Active
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    Wonderful Scenery… Great Capture!

    Your Photo Deserves My Admin’s Bonus Award!

    Awesome Shot!

    Admired in The Wonderful World of "1001 Nights"
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    Your Photo Deserves My Admin’s Bonus Award!

    Awesome Shot!

    Admired in The Wonderful World of "1001 Nights"
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  32. Reply
    Funny Tiger
    April 30, 2011 at 12:14 pm

    awesome angle

  33. Reply
    jean-marc rosseels (away)
    April 30, 2011 at 12:39 pm

    Fantastic!!!!!

  34. Reply
    melo99e [Picturesque Pilipinas!]
    April 30, 2011 at 1:23 pm

    great eye! great composition!!!

  35. Reply
    Schano
    April 30, 2011 at 1:46 pm

    Bello il punto di vista ottimi colori !!!!!!
    Buona giornata …

  36. Reply
    flemming. d5000
    April 30, 2011 at 2:32 pm

    Wow !!!! Fantastic shot, my friend

  37. Reply
    fridgeirsson
    April 30, 2011 at 2:33 pm

    Awesome Shot!

    Admired in The wonderful World of "1001 Nights"
    One of Fllickr’s Finest Groups

    1001 Nights (Post 1 – Award 5) Sweeper Active
    Please Tag your photo with "1001 Nights"
    You Got 9 + Awards? Want Invitation to "Magic City" <a

  38. Reply
    Urugallu
    April 30, 2011 at 2:56 pm

    Excelente foto. Saludos

  39. Reply
    tbower
    April 30, 2011 at 3:01 pm

    Nicely-done and carefully composed building abstracts.

  40. Reply
    K_D_B
    April 30, 2011 at 3:51 pm

    Wonderful.

    Seen in Shutter Bug Group

  41. Reply
    ReidOriginals perpetually catching up!
    April 30, 2011 at 4:07 pm

    Nice shot!

    strong >You deserve an Art,and Soul 4 U Award
    ;</a&gt
    Thank you! Invite your friends to our group
    http://www.flickr.com/groups/art4you/

  42. Reply
    Canadian Wendy
    April 30, 2011 at 4:22 pm

    WOW, WOW,WOW I really love this one!!! Very cool patterns & love the angle too!! Excellent work my friend!! thanks for the great visits they really mean a lot to me!!

  43. Reply
    sonia furtado
    April 30, 2011 at 5:16 pm

    Congratulations, I saw this wonderful photo in
    "as beautiful as you want" group

  44. Reply
    Let Ideas Compete
    April 30, 2011 at 5:35 pm

    Nice.

  45. Reply
    Jean-Jacques DELCAMPE
    April 30, 2011 at 5:55 pm

    Please add this beautiful photo to "PHOTOS pour TOUS – PHOTOS for ALL".
    Merci d’ajouter cette MERVEILLEUSE photo sur "PHOTOS pour TOUS – PHOTOS for ALL".

    PHOTOS pour TOUS – PHOTOS for ALL

  46. Reply
    old tea
    April 30, 2011 at 6:22 pm

    Excellent shot!!!

  47. Reply
    Dave Linscheid
    April 30, 2011 at 7:10 pm

    Dramatic, colorful, beautiful. Very well done!

  48. Reply
    Photoshop Player 2009
    April 30, 2011 at 7:26 pm

    super angle and shot

  49. Reply
    Glênio Freitas Jr.
    April 30, 2011 at 7:45 pm

    Muito bonita a sua imagem!!!!
    Gostei das cores e composição!!!!
    Parabéns!!!!
    .
    .

    WONDERFUL SHOT! YOU HAVE GOOD TASTE!

    http://www.flickr.com/groups/2011.anything_of_good_taste/

    commented with FlickrComment

  50. Reply
    qui suis-je (2) op rust
    April 30, 2011 at 8:10 pm

    Excellente, saludos! Excellent, greetings!

    ○○○○○ Solidarity against cancer ○○○○○

  51. Reply
    picolojojo
    April 30, 2011 at 9:02 pm

    AWESOME! ENJOYED IN
    BEAUTIFUL♥COMPOSITION!

    A BEAUTIFUL GROUP!
    Celebrated around the world in:
    *****BEAUTIFUL♥COMPOSITION!*****
    *****POST REGULARLY WITH US*****

  52. Reply
    HeLL62_TrBS
    April 30, 2011 at 9:53 pm

    stunning!!

  53. Reply
    kate053 - ǝuıɹǝɥʇɐɔ
    April 30, 2011 at 10:51 pm

    Magnifique!

  54. Reply
    Midnight and me
    April 30, 2011 at 11:16 pm

    Oooo….LOVE the angles and colors….Especially the sky background!

  55. Reply
    Alberto Ramos C.
    May 1, 2011 at 12:08 am

    Wonderful Scenery… Great Capture!

    Your Photo Deserves My Moderator’s Award!

    Awesome Shot!

    Admired in The Wonderful World of "1001 Nights"
    One of Flickr’s Finest Groups

    1001 Nights (Post 1 – Award 5) Sweeper Active
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    Wonderful Scenery… Great Capture!

    Your Photo Deserves My Moderator’s Extra Award!

    Awesome Shot!

    Admired in The Wonderful World of "1001 Nights"
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    Your Photo Deserves My Moderator’s Bonus Award!

    Awesome Shot!

    Admired in The Wonderful World of "1001 Nights"
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  56. Reply
    misterladybug
    May 1, 2011 at 12:59 am

    Awesome Shot!

    Admired in The wonderful World of "1001 Nights"
    One of Fllickr’s Finest Groups

    1001 Nights (Post 1 – Award 5) Sweeper Active
    Please Tag your photo with "1001 Nights"
    You Got 9 + Awards? Want Invitation to "Magic City" Post your Photo Here
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  57. Reply
    Salsilandia
    May 1, 2011 at 1:49 am

    Awesome Shot!

    Admired in The wonderful World of "1001 Nights"
    One of Fllickr’s Finest Groups

    1001 Nights (Post 1 – Award 5) Sweeper Active
    Please Tag your photo with "1001 Nights"
    You Got 9 + Awards? Want Invitation to "Magic City" Post your Photo Here
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    Seen in the group"1001 Nights (Post 1 – Award 5) Quality Photos Only" (?)

  58. Reply
    Seaglass addict
    May 1, 2011 at 2:46 am

    Sweet. Hope you are having a super dooper time

  59. Reply
    SNARF 1962
    May 1, 2011 at 2:51 am

    Beautiful Image, Great Architecture, Henry !! ;)Frans

  60. Reply
    www.hamperium.com
    May 1, 2011 at 2:59 am

    Excellent, Seen In: * Give Me 5 Awards *
    Post 1 & Comment on the 5 next to yours.

  61. Reply
    Lucy Mayorga
    May 1, 2011 at 3:37 am

    Excelente, Vista En: * Dame 5 Premios *
    Post 1 & Comment on the 5 next to yours.

  62. Reply
    xavo_rob
    May 1, 2011 at 3:53 am

    Excelente, Vista En: * Dame 5 Premios *
    Post 1 & Comment on the 5 next to yours.

  63. Reply
    lay_r
    May 1, 2011 at 4:21 am

    Please add your beautiful photo at
    * Give Me 5 Awards *
    Post 1 & Comment on the 5 next to yours.

  64. Reply
    Gioser_Chivas
    May 1, 2011 at 5:16 am

    Excelente, Vista En: * Dame 5 Premios *
    Post 1 & Comment on the 5 next to yours.

  65. Reply
    Lara-queen
    May 1, 2011 at 6:05 am

    You deserve the SHOW THE BEST Award !!!
    Thank you for sharing your beautiful photo !

    ‘SHOW THE BEST’
    Post 1 / Award 3

  66. Reply
    j.elemans
    May 1, 2011 at 6:56 am


    WOW!! seen on :

    !! C L I C K !! !!
    Please Post 1, Award 2

  67. Reply
    mikazu001
    May 1, 2011 at 7:45 am

    Wonderful shot !

    CHILE NEEDS YOUR HELP(P1-C3)
    comment mandatory

    Solidarity with earthquake victims

  68. Reply
    Bern59
    May 1, 2011 at 8:26 am

    AWESOME! ENJOYED IN
    BEAUTIFUL♥COMPOSITION!

    A BEAUTIFUL GROUP!
    Celebrated around the world in:
    *****BEAUTIFUL♥COMPOSITION!*****
    *****POST REGULARLY WITH US*****

  69. Reply
    preziosa 1 ( on / off )
    May 1, 2011 at 8:49 am


    WOW!! seen on :

    !! C L I C K !! !!
    Please Post 1, Award 2

  70. Reply
    Andrew's Images 2011
    May 1, 2011 at 8:54 am

    Fine Image & Photography – Hope You Did Not hurt Your Back!

    This is a beautiful image!!

  71. Reply
    Tony Carlos Br
    May 1, 2011 at 8:58 am

    You deserve the SHOW THE BEST Award !!!
    Thank you for sharing your beautiful photo !

    ‘SHOW THE BEST’
    Post 1 / Award 2

  72. Reply
    xeno.odem
    May 1, 2011 at 9:00 am

    Awesome Shot!

    Admired in The wonderful World of "1001 Nights"
    One of Fllickr’s Finest Groups

    1001 Nights (Post 1 – Award 5) Sweeper Active
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  73. Reply
    Jaime GF
    May 1, 2011 at 9:11 am

    Que beleza!!
    What a beauty!!

    Seen on
    METADE / HALF

    Compliments!
    Please, comment on 2

  74. Reply
    ~Duncan~
    May 1, 2011 at 10:03 am

    Truly beautiful

    THIS IS REALLY A GREAT IMAGE. I SAW IT IN A COOL GROUP ON FLICKR! IT’S CALLED ARCHITECTURE AND BUILDINGS _ JUST MODERN (comment 2).
    http://www.flickr.com/groups/architecture_modern_buildings/

  75. Reply
    joli sourire( very busy.)
    May 1, 2011 at 10:26 am

    THAT’S MODERN! SEEN IN:
    ***LUIZA’S MODERN ARCHITECTURAL GALLERY!***

    CELEBRATED URBAN STYLE!
    Celebrated around the world in:
    ***LUIZA’S MODERN ARCHITECTURAL GALLERY!***

  76. Reply
    joli sourire( very busy.)
    May 1, 2011 at 10:40 am

    WOW!
    You are the best dear Enrico.
    Stunning shot.

  77. Reply
    MorrisISO
    May 1, 2011 at 10:50 am

    Just great! I like the geometrical shapes here.

    You deserve the SHOW THE BEST Award !!!
    Thank you for sharing your beautiful photo !

    ‘SHOW THE BEST’
    Post 1 / Award 2

  78. Reply
    Ale Bujj
    May 1, 2011 at 11:17 am

    Great architectural style…..Wonderful serie Enrico!!

    Ciao!

  79. Reply
    olivier.jeannin
    May 1, 2011 at 11:45 am

    superbe photo, j’aime beaucoup

  80. Reply
    berrywine
    May 1, 2011 at 12:18 pm

    Such eye catching texture – the angle show’s it off well.

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