Is there a way to get closing costs and fees refunded after closing (home loan) if cheated by mortgage co?
We recently just closed on a home July 8th. We are now finding out that the loan payment amount is going to be higher than it was told to us (and signed for) at closing. The mortgage company is also not giving us the answers as to why the amount is different. We are feeling misled by this company. Is there a way to get our closing costs refunded to us so we can refinance with someone else?
We have a 5% conventional loan. I found that the money that is different is PMI. It was LEFT OUT of our closing paperwork and apparently required by the lender. But if it was left out at closing, are we still required to have it? What are our options?
And please don’t call people “honey”… it comes across as condescending and puts a person on the defensive right at the start. I hope you don’t do that in your career as a realtor.