Is that bankruptcy for me?
I’m really bankrupt, but since this is an important decision, I would really appreciate some feedback from people. Heres my situation: 1 I’m 22 years old (23 in 10 days, 33 years old when all this is over) 2 I höchstens3 $ 25,000 per year. I have $ 20,000 in cash advances on credit cards that I used my mortgage bezahlen4. I have $ 430,000 for the purchase of my apartment and pay $ 2,800 per month for a mortgage (I am only paying interest, nothing on the two major loans as) without Stromrechnungen5. I get $ 1400 from my roommate, my mortgage, the case of pay now with all these facts, it is the failure of dollars after 10 years on my credit card and, finally, some peace of mind? Or, or, should I have a second job, stress, struggle against my ass to pay the mortgage loan cards and credit in addition to that, and hope that changes in the housing market in a few years to get refinancing to lower my payment? What is it? Thank you Please note: If you need to know, I went through this difficult to believe that 2 other housemates tried to help me pay for the house, but she refused and left me by my Selbst.Das detached house is totally under my Namen.Auch be aware that bankruptcy is 10 years before it is fully authorized on my credit card (or what I heard). electricity bills go anywhere from $ 200 to $ 500 I think, depending Saison.Es only more useful, they give up now, because when the housing market does not pick up a few years, all the money , effort and above all, time lost to something that has never really wanted to pay to run werden.Ja long ago, I paid the house now, but remember that I have so far only pay interest and I still and will remain the same $ 460,000 if I have the payments are almost $ 4000 a month to start, is simply impossible for mich.de client did not go at all! * **** The second detail of paragraph I said $ 460,000. Sorry, I meant to $ 430 000. Sorry for the confusion .*********** One Last Thing *** After so much money per month to pay very stressful, especially trying to find money. I can not take it anymore. I just want to go to college and study and an apartment and leave all that debt, which, unfortunately, I myself have to get it. The attempt to come, with $ 2,800 per month is not easy and it takes a toll after a while, especially if you can not afford. It is the most important reason for me to bankruptcy, is my life.