Is it a good idea to refinance my mortgage?

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I’m in financial ruin and I think my only and last option is to refinance my home loan. I need the extra money to catch up on bills after changing jobs and unexpected medical expenses. (I didn’t have insurance for 6 months from changing jobs and then I was sick and had big bills) I am about to lose my home if I don’t do something quick. I believe I’ve exhausted all other options. You opionion and ideas would be great. Thanks

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