Insurance Claim – is it worth it?

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I lost a digital camera on a bus in France during a trip. It’s only £65+SD card £5+Battery £5 and is supposed to be covered by the travel insurance. I don’t know if it’s worth claiming it. Will it change my no claim status not just for the travel insurance, but to all other insurances e.g. house contents etc? Has anyone got some experience in this matter? Please advise whether the hassle is worth-a-while. Thank you in advance.

  1. Reply
    August 7, 2011 at 2:53 am

    I can’t imagine you’ve got a deductible lower than the value of this – so that would make it not worth claiming.

  2. Reply
    Tom Z
    August 7, 2011 at 3:09 am

    If you make a claim on a travel insurance policy it will have no effect whatsoever on your home insurance policy.

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