In the state of Ohio, how can I insure a house and property that is still deeded to my deceased grandmother?
We have a house and acreage that is still in my long deceased grandmother’s name. There are 8 kids in our immediate family and nobody wants it solely in their name, as it would be unfair to the others. We do, however, want to rent the house out so my mom will have extra income. The insurance companies I have checked with say they can’t insure it unless we can show, by lawyers papers, that it is being transferred into a living person’s name. Is there any loop holes to this and/or is there any way to insure the property so we can rent it out? We thought about just having the person that rents it put renter’s insurance on the place, but that would only cover their contents inside the house, so that is not an option. This is for the state of Ohio. Thank you in advance to anyone who can help with this!