im trying to apply for a mortgage loan but my credit is a issue.. help…?

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Ok, im in the process of trying to buy my first home they are asking 50,000 for it and its well worth the money, But now im 21 and of course the things i did when i was 18 are now haunting me. I now have poor credit, but the realator asked me to try to pre-qualify for a morgage loan in case the person doesnt want to do a land contract, can anyone help me in this situation? I need something that i can depend on, i have a 5month old child whos a heart transplant recipent so i need a safe home now. any help or ideas are welcome….

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