If your name on the certificate, a house, not ready, you are still responsible for the mortgage?

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My friend and I are expecting a child together and buying a house. It is still legally married to someone else, even if they worked on a divorce for over a year now. Because we live in Missouri, she must sign the document. My question, although his name and mine on the loan, they would still be responsible for the mortgage, as their name on the deed? And yes, I know he is legally 1 / 3 of the property, I’m not worried about it. I’m wooried on their responsibility for the loan b / c I’m afraid if it does, they could not unterzeichnen.Sie also agreed to terminate a claim because after we get home sign. …

  1. Reply
    Biggie @ Arbor Mortgage
    May 19, 2011 at 2:24 am

    If she is not on the mortgage, she is not responsible for the mortgage. Now, it really depends on the state, so it could be different.

  2. Reply
    May 19, 2011 at 2:25 am

    You are making a BIG mistake.

  3. Reply
    May 19, 2011 at 2:41 am


    What do you plan to do later to get her OFF the deed? If she’s not on the loan, she may not have an incentive to do so. And, if she’s still married to him, and something happens to him and he doesn’t have a will, she’ll own 2/3 of the property, and you will be paying 100% of the mortgage.

    good luck!

  4. Reply
    Steve D
    May 19, 2011 at 2:42 am

    This is a question for your husband’s divorce lawyer. If he doesn’t have one, I highly suggest him getting one as you are getting into very tricky ground. One thing you don’t want is her name on any property you and your boyfriend are buying together as she becomes a part-owner and will have input into anything you do to the property.

  5. Reply
    May 19, 2011 at 3:40 am

    Only the people on the loan are responsible to pay it.

  6. Reply
    May 19, 2011 at 3:44 am

    I agree with what some of the above posters have said. What you are doing is a BIG mistake. To avoid problems do not buy the property and put her name on it. If the laws say she must be on the deed then wait until the divorce is final and she does not go on the deed. To do otherwise is foolhardy and dumb!!
    Her verbal promise to sign a quit claim deed is utterly meaningless in a court of law and you must not rely on anything she says.

  7. Reply
    Real Estate Guy
    May 19, 2011 at 3:50 am

    wow, your boyfriend sounds like a winner. His married, knocked you up and it’s “taking” a year for a divorce.

    Here is the order that you should do things:

    He gets a divorce, you get married (for whatever that is worth with this guy) and then buy the house.

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